PIB Insurance Broker's Recovery Insurance is an insurance policy which provides and pays for the cost of an expert loss adjuster, authorised by the FCA, to help you or your clients prepare, negotiate and settle your material damage and business interruption claims.

For businesses, it applies to material damage and business interruption claims. For private clients, it applies to home and contents claims - both need to be based in the UK.* We stand shoulder to shoulder with you, no matter how complicated or large the claim, until we achieve settlement - giving you the confidence you need to get on with your life or restore your home back to order.

*Does not include subsidence, motor, aviation and marine, personal injury or public, product or employer liability and consequential loss arising from these

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Features and Benefits

A service dedicated to you, our cover underwritten by Hiscox can provide:

> A nationwide base of expert loss adjusters, who respond promptly on notification and will visit within 24 hours
> Initial telephone advice on all claims and personal visits on all qualifying claims
> Arrange interim payments from your insurers where necessary
> Attend meetings with insurers and handle all correspondence on your behalf
> Organise temporary premises and equipment, surveyors, valuers and builders as required
> Prepare and present your claims to insurers and negotiate the best possible settlement to which you are entitled

About PIB

PIB Insurance Brokers are an independent, client centric and service focussed broker. We focus on specialisms, utilising our expertise in that sector to ensure our clients obtain insurance solutions that are tailored specifically to the sector you operate in, making us different to being just an ordinary insurance broker. We are a dynamic organisation, focussing on employing outstanding individuals that have a wealth of knowledge and are involved in the worlds in which they work.

Our SME division insures thousands of small businesses across the UK, providing our clients with advice and guidance on the insurance that meets their needs. We access a range of insurers to source insurance cover specific to your individual business needs, in a straight forward, easy to understand manner.