Being a contractor, having adequate liability insurance is vital to ensuring that your business is protected for when things go wrong. It can also be the deciding factor for you to securing a contract with a firm or local authority.

We have access to a range of insurers and are able to provide an insurance product which fits your business perfectly. We offer a variety of insurance covers to build your own policy, with our team providing you with the most competitive price for that cover through our panel of insurers. Our experienced team have a wide knowledge of insurance and are on hand to discuss your business requirements in providing an insurance policy that is as individual as your business.

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We compare prices from a range of leading insurance providers

Insurance Cover available includes:

Public Liability
Having Public Liability Insurance in place keeps you covered if a customer or member of the public suffers a loss or injury because of your business.
Employer's Liability
Employer’s Liability is a compulsory cover required by law if you employ staff. This provides cover against legal liability for bodily injury to your agencies employees, including the cost of expenses.
Professional Indemnity
This covers legal liability sustained as a result of wrong, negligent or misleading advice or treatment given. For example, if you sign off someone else’s installation and a fault with the installation causes fire damage to the property. This cover would protect the claim which would be made against you.
Tools and Trade Materials
This cover provides you with protection to the equipment that is crucial to your business. We can insure hand tools, power tools and trade materials against loss, damage or theft.
Contractors All Risks
This covers physical loss or damage by an insured peril to buildings in course of erection and the materials, plant, works and equipment associated with the construction.
Personal Accident
If you, or a key member of staff suffer an injury from an accident and are unable to work, Personal Accident Insurance cover will pay out a cash benefit.

Other insurance options you may be interested in

Health and Safety Recovery Insurance

About PIB

PIB Insurance Brokers are an independent, client centric and service focussed broker. We focus on specialisms, utilising our expertise in that sector to ensure our clients obtain insurance solutions that are tailored specifically to the sector you operate in, making us different to being just an ordinary insurance broker. We are a dynamic organisation, focussing on employing outstanding individuals that have a wealth of knowledge and are involved in the worlds in which they work.

Our SME division insures thousands of small businesses across the UK, providing our clients with advice and guidance on the insurance that meets their needs. We access a range of insurers to source insurance cover specific to your individual business needs, in a straight forward, easy to understand manner.